Fab Ratibi Card Salary Balance Check [Step by Step Guide 2024]

In today’s fast-paced UAE financial landscape, keeping tabs on your spending is paramount, and the Fab Ratibi card offers unparalleled convenience.

In this post, we’ll delve into the benefits of the Fab Ratibi card and walk you through various methods to check your balance, from online platforms to mobile apps.

Let’s ensure you stay empowered and in control of your finances with ease!

What is a Ratibi Card

A Ratibi Card is a type of prepaid payroll card offered by the First Abu Dhabi Bank (FAB) in the United Arab Emirates. It’s designed to be a convenient way for employees earning up to AED 5,000 to receive their salaries, especially those who don’t have a traditional bank account.

Here’s a summary of what a Ratibi Card is:

• Alternative to bank accounts: It eliminates the need for a bank account for receiving your salary.
• Employer benefit: Employers can easily transfer salaries directly to the card, saving them the hassle of checks or cash payments.
• Employee benefits:
  • Convenience: Use it like a regular debit card for purchases, ATM withdrawals, and even online shopping.
  • Security: Comes with a PIN and other features, making it safer than carrying cash.
  • Cost-effective: Saves money on banking fees compared to traditional accounts.

Steps to Check Ratibi Card Balance Using Website

Step 1: Visit: https://ppc.magnati.com/ppc-inquiry/

Step 2: Please input the “last 2 digits” of your prepaid card into the first box.

Step 3: Enter your “ID number” into the second box, located on the bottom left side of your card.

Step 4: Click the “Go” button.

Steps to Check Ratibi Card Balance Using Mobile App

Step 1: Download and Install the App
Search for the official Fab Bank mobile app in your device’s app store and install it. Link for the android app and iOS app

Step 2: Create an Account and Log In
Once the app is installed, launch it, and proceed to create an account, linking your card to the app.

Step 3: Log In
Once the setup is complete, log in using your credentials. If two-factor authentication is enabled, enter an additional security code when prompted.

Step 4: Navigate to Balance Check
Upon logging in, you will be directed to the dashboard. Locate the “Check Balance” option.

Step 5: View Your Balance
Tap on “Check Balance,” and your Ratibi Card balance will promptly appear on your screen.

No more waiting in long queues or making trips to the ATM. With just a few clicks, you can conveniently check your balance from the comfort of your home or while on the go. This also provides you with real-time updates on your account balance and recent transactions.

Benefits of Ratibi Card

Here are the key benefits of a Ratibi Card:

For Employees:

• No bank account required: Receive your salary securely without needing a traditional bank account.
• Free personal accident insurance: Provides financial protection in case of unexpected accidents.
• 24/7 access to ATMs and CDMs: Withdraw and deposit funds easily using a wide network of ATMs.
• No minimum balance or monthly charges: Avoid unnecessary fees associated with traditional bank accounts.
• Secure payments: Use the card for in-store and online purchases with added security features like a PIN.
• Global reach: Accepted worldwide wherever VISA/MasterCard is offered.
• Free SMS alerts: Receive notifications every time your salary is credited to the card.
• Convenient salary disbursement: Get your salary directly credited to the card, eliminating the need for physical cash or checks.

For Employers:

• Stress-free salary payment solution: Efficiently manage and distribute salaries electronically.
• Real-time card management: Track and manage cards through online banking.
• Alternative salary processing: Offers a flexible option for handling employee salaries.
• Secure transfers: Transfer employee salaries securely from your corporate account.

What you can do with the Ratibi Card?

Check Balance: Easily monitor your Ratibi card balance through the Payit mobile application, requiring just three simple steps.

Receive Salary Advance: Utilize the ‘money on-demand’ feature to receive up to 50% of your salary in advance from your employer.

Send Money Globally: Seamlessly transfer money to over 200 countries, saving time typically spent waiting in queues at money exchange centers.

Recharge and Pay Bills: Conveniently recharge your phone balance and pay utility bills, including Etisalat, du, Salik, and Mawaqif, using your Ratibi card.

Pay for In-store Purchases: Enjoy cashless transactions at over 5000 stores across the UAE, making shopping hassle-free with your Ratibi salary card.